Buyer pays for the following: -Appraisal -Credit Report -Discount Points -Escrow Payments -Homeowner's Association Fees -Insurance Impounds -Interest Adjustment -Mortgage Insurance Impounds -One-time MIP (FHA only) -Origination Fees -Prepaid Insurance -Recording Fees -Tax Impounds -Title Policy -VA Funding Fee (VA only) Seller pays for the following:-Discount Points -Escrow Fee -Home Warranty Program -Interest Adjustment -Title Policy -Pest Inspection -Real Estate Commission -Tax Service